【Youtube紹介】Why AAVE’s Borrow Rate on USDT is so Damn High (and where do these rates come from?)



**Just to clarify, I don’t believe yields go to zero in a bear market – I just argue that people saying “i’ll earn 10% APR on my dollars in the bear market” are likely misguided. Likely it bottoms around 2-4%

Hopefully this video calms down some panic recently around the USDT borrow rates. I also discuss where these interest rates come from, and why they are so high to begin with. Had some trouble speaking in this one lol but hopefully you get the point I’m trying to make.

0:00 Intro
0:12 Bruh Why So High?
0:33 AAVE is a Bank
0:58 USDT Utilization Rate
1:35 AAVE as a Business
3:20 Why USDT Rates are High
4:58 Where do these rates come from?
6:04 Demand for Leverage in a Bear Market

The goal of this channel is to look at crypto projects differently, more from a fundamental and data-driven point of view. I love catching pumps, but understanding WHAT a project does and WHY it’s important allows me to have stronger conviction on the names I own. None of this is financial or investment advice.

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